Sunday, August 21, 2022


                 Sell or Buy, You Get to Fly!



Win a $4,000 travel voucher from Realty Executives Focus!* 

All you have to do is buy or list your property with one of our Agents, contract must be firm (also known as conditions removed or sold) by December 31, 2022 and that’s it! 

T&C:*

1. Entry is valid to all Canadian residents who buy or sell a property with a Realty Executives Focus Agent in 2022.

2. The property must be in a firm contract (also known as sold or conditions removed) by December 31, 2022. 

3. The winning entry will receive a travel voucher to the value of $4,000.00.

4. Winner will be drawn on January 3, 2023. The winner will be contacted via E-mail. 

5. The voucher can be used for any form of travel to be booked with our travel agent before the 31st of December 2023.

Each office is independently owned and operated. Not intended to solicit individuals under contract with another Brokerage. Draw and incentive offer subject to rules and eligibility agreement. 

Visit us at www.buysellfly.ca for more info! #REFOCUSTRAVEL 

Now that restrictions are lifted and we are moving forward from the COVID-19 pandemic era – this is a great chance to start fresh!

Click here for a free market evaluation where we can take a look at your home and see what potential numbers we can work with. It is not an obligation to work with us as a Realtor but I would love to be your resource.



 


                        How Will Higher 

                  Interest Rates Affect Me?


Rising interest rates can cause fear and doubt in the real estate market. It is important to understand what this means and how it can affect your particular situation.              

 Canadians have enjoyed low interest rates for the last decade but even more since the onset of the global pandemic. During that time, the Bank of Canada responded with a trio of rate cuts, bringing us to 0.25%. However, fast forward to 2022, we have already seen three interest rate hikes in response to soaring inflation rates which reached a 39-year high in May, at 7.7 per cent. 

What does an interest rate hike mean if you’re planning to buy a home, if you already have a mortgage, or are carrying any other debt? Let’s take a step back to better understand what causes these changes in interest rates and how a higher rate might impact you.

What Causes Interest Rates to Rise or Fall?

The Bank of Canada is our central bank, and along with its Governor, is responsible for setting monetary policies, printing money, and the Bank’s interest rate. Per the Bank, its principal role is “to promote the economic and financial welfare of Canada,” as defined in the Bank of Canada Act.

A good example of this is March 2020, when the Bank implemented a trio of interest rate cuts in an effort to protect the Canadian economy from the fallout of COVID-19. The Bank’s key interest rate remained unchanged for about two years, sitting at 0.25%. A low rate aims to boost the economy when a slow-down is anticipated. It serves as a guideline for other banks and lenders when they set their own interest rates­­ – including mortgage rates. The hope is that reducing the cost of borrowing will encourage consumers to keep spending and thus, the economy keeps humming along.

Fast forward to post-pandemic July 2022, Bank of Canada has implemented multiple interest rate hikes to slow down soaring inflation.

How Will Higher Interest Rates Affect Me?

What happens when interest rates rise? As the economy recovers, interest rates will typically rise. However, as we saw in the wake of COVID-19 in a down economy, they will fall. When the Bank makes changes to the policy interest rate, similar changes can occur in short-term interest rates. This includes the Bank’s prime rate which is often a reference point for big banks and other lenders when they determine their own interest rates.

Different Scenarios

A higher interest rate means borrowing money is more expensive. This applies to all debt. From car loans and student loans, to lines of credit, outstanding credit card balances and yes… mortgages. On the flip-side, if you have investments or money parked in a high-interest savings account, you may see higher returns.

If you already own a home and are locked into a fixed mortgage rate, a higher interest rate won’t affect your mortgage payments for the term of your mortgage. When it’s time to renew, you may be doing so at a higher rate, which means less of your hard-earned money is going toward paying down your principal loan.

If you have a variable-rate mortgage, an interest-rate hike would mean a larger portion of your regular mortgage payment will be allocated to interest, versus principal.

Meanwhile, those who are in the market to buy a home will feel a more-immediate pinch, in the form of a higher mortgage interest rate. And if you’re hoping to buy a home in a pricey market, such as Toronto or Vancouver, that pinch could feel more like a punch. Depending on the amount borrowed, even an increase of one per cent can mean thousands more paid in interest over the life of a mortgage.

Those who are also carrying other forms of debt, such as credit card balances, will also get hit with a higher cost of borrowing.

How Could This Change Impact Canadian Real Estate?

Might a higher lending rate cool the Canadian housing market? Potentially. One reason for the high demand and flurry of market activity that took place in 2020 and 2021 was the rock-bottom interest rate. This prompted many prospective homebuyers to get off the fence, so to speak, and expedite their purchase to take advantage of the attractive rate. (That is, if they could find a home to buy in this tight market.)

On the other hand, could a higher interest rate heat up the market? This scenario is unlikely once the higher rate is in effect. However, it’s not unheard of for home-buying activity to pick up before an expected increase.

How To Prepare for Higher Rates Ahead

It’s safe to say interest rates will rise, eventually. Now that you have a better idea of how higher interest rates may affect you, what can you do to prepare for the inevitable pinch to your pocketbook?

  • Pay down your loans as much as possible, while interest rates are still low. Whether it’s a mortgage or another type of loan, a lower interest rate means more of your payment goes toward paying down principal.
  • If you’re carrying multiple debts, consider a debt payment strategy. There’s many types of programs and guides such as debt avalanche or debt snowball to help pay down those debts.
  • If you’ll be shopping for a home, get pre-approved for a mortgage. Not only does this give you a good idea of your home budget, but doing so also locks in the current (lower) rate for a period, often 90 or 120 days. And getting pre-approved costs you nothing.
  • If you have a variable-rate mortgage, discuss your options with your lender or financial adviser. Consider locking it in for a fixed term at the current lower rate.

Of course, it’s always wise to discuss the details of your financial situation and goals with an accredited financial adviser. And speaking of professional help, I have 17+ years of real estate experience that can help you navigate the Albertan real estate market. Let’s find your next home, investment property, and more.

Whether you are looking to buy or sell, invest in your first property or tenth property, I can help you with all things real estate. I have worked with clients all over EdmontonSherwood ParkFort SaskatchewanSt. Albert and other surrounding cities. Feel free to contact me direct at 780 699 5018 or email me, if you have any questions or would like a quick chat.

Tuesday, July 12, 2022


4 Greenfield Echoes, Lamont AB

Greenfield Echoes is a 45+ adult living community. Looking to retire or for an investment? Boasting 1165 sq ft design which features vaults and 9' ceilings. Main floor laundry. Rounded drywall corners and California knock down ceilings. Galley style kitchen with corner pantry and breakfast bar. Great room with gas fireplace that adjoins dinette with garden doors to private fenced and landscaped back yard. Backing on to the fields. Master bedroom with four piece ensuite and walk in closets. Main floor den or additional bedroom. Three piece main bath having double shower. Covered front concrete veranda with maintenance free railings. Landscaped and fenced. This home stays cool with central air conditioning. Dry walled and insulated garage. Common area in center of development has a gazebo. This extremely well built home is walking distance to parks. Located in Lamont close to hospital and assisted medical care.

Click here for more info!!!



 

Thursday, July 7, 2022


58 Red Canyon Way
Fort Saskatchewan
$349,900


 Affordable 1421 sq. ft. Fully finished 2 Story. 
Easy access to Hwy 21. Spacious front foyer with access to attached garage. Main floor den/dining area. Great room concept cozy gas fireplace with side windows. Family kitchen with large eat in island. Plenty of cabinets. Sliding patio doors to landscaped, fenced, deck backyard with shed. Upper level includes bonus room! Master bedroom suite will supports any size bedrooms set. Walk-in closet and 4 piece ensuite. Great size second bedroom. Gather your family to the lower level rec. room with second corner gas fireplace for those cool nights. Three piece bath and 3rd bedroom. Plenty of extra storage. Single attached garage finishes this home right off! Don't Hesitate, Immediate possession available! Great for 1st time buyers, investors or for a personal revenue property.

Tuesday, July 5, 2022

Welcome to your new Home! This unique home has mother-in-law suite! Extensive upgrades throughout home. Windows, furnace, tankless hot water tank, kitchen, bathroom & flooring thought-out home and more. Three bedrooms up. Master bedroom with 2 piece ensuite. Family size kitchen with plenty of new white shaker style cabinets. Large eating area and oversized windows. Huge living room with laminate flooring. Double access to the basement. 2 Extra bedrooms in the basement with 3 piece bath. Large rec. room and second kitchen! Yard is fully fenced and landscaped with shed. Oversized double garage perfect for dad. Close to schools and playgrounds! Located in Pineview. You won't want to miss this home.


 

Sunday, July 3, 2022

Affordable Home!
$445,000
114 Boxwood Bend, Fort Saskatchewan 

Affordable 1933 sq ft 2 Story located in Westpark Estates. Close to river valley pavilion, boat lunch and the fantastic walking trails. Welcoming front foyer. Den/Formal dining area. Main floor great room with gas fireplace and hardwood floors. Large kitchen with raised eating bar, corner pantry and pot drawers. Plenty of counter space. All appliances included. Garden door to deck and landscaped back yard. Laundry and half bath finishes this main floor. Upper level huge bonus room. 3 great size bedrooms. Master bedroom suite with walk in closet and 4 piece bath. Large jet tub with tile surround. Unfinished basement ready for you to finish to your own needs. Double attached insulated garage. Shingles and hot water tank replaced in last 2 years. Shed in back yard stays.


 

Wednesday, June 22, 2022

 OPEN HOUSE

SATURDAY June 25, 2022 1:00-3:00

$349,900

OPEN HOUSE SATURDAY 1:00-3:00
$349,900
Affordable 1421 sq. ft. Fully finished 2 Story. Great for 1st time buyers, investors or for a personal revenue property. Easy access to Hwy 21. Spacious front foyer with access to attached garage. Main floor den/dining area. Great room concept cozy gas fireplace with side windows. Family kitchen with large eat in island. Plenty of cabinets. Sliding patio doors to landscaped, fenced, deck backyard with shed. Upper level includes bonus room! Master bedroom suite will supports any size bedrooms set. Walk-in closet and 4 piece ensuite. Great size second bedroom. Gather your family to the lower level rec. room with second corner gas fireplace for those cool nights. Three piece bath and 3rd bedroom. Plenty of extra storage. Single attached garage finishes this home right off! Don't Hesitate, Immediate possession available!


Tuesday, June 21, 2022



For Sale!
70 Starling Way, Fort Saskatchewan


 Brand new 2294 square foot two story located desirable Southfort Meadows. Boasting main floor den. Walk through pantry to large kitchen with 7’ family functional island. Large dining area adjoins huge great room with electric fireplace and decretive mantel and 17’ foot ceiling. Upper level has huge master bedroom with coffered ceiling and 5 piece ensuite with walk in closet. Upper level laundry room. Large bonus room also has coffered ceiling. Comes with appliance package and window coverings. 10’ x 15’ rear deck. Side entry for possible future suite. Huge 26’ x 26/30’ attached garage with 8’ door. To see samples of finishing visit their Showhome at 558 Meadowview Dr.   Fort Saskatchewan


Click here for more info!!!!

Saturday, June 18, 2022

Monday, June 13, 2022


654 MEADOWVIEW DR
FORT SASKATCHEWAN
FULLY FINISHED BUNGALOW
BUILT 2021


$599,900

Finally a Bungalow filled with your dreams! Built in 2021 everything on wish list. 1275 sq ft fully finished. Landscaped & fenced w extra storage under deck. Reserve on east side. Open main floor, vaulted ceilings, vinyl planking throughout. Exquisite floor to ceiling stone gas fireplace sets the mood. Huge island with sink, pot draws & seating. Over abundance of cabinets & counter space. Quartz countertops throughout home. Built in oven, microwave & countertop induction stove. Garden door to maintenance free deck & rails, gas BBQ. Main floor laundry. Extra bedroom/den & full bath. Master bedroom suite w coffered ceiling, side bed lights, walk-in closet. Ensuite: double glass door shower w seat, tile floor. Lower level, 9' ceilings, 2 bedrooms w walk in closets. 1 bedroom has access to the 4 piece bath! The rec room will be your time to relax with family. 2 large windows leaves this room bright & open. Central air conditioning. Heated garage w hot/cold running water and floor drain. Now time to View!

 


FOLLOW US ONLINE




CLICK EACH TO FOLLOW!


 





 


SOLD 
RECORD PRICE!
RECORD TIME!


 

Saturday, June 11, 2022

28 WESTWOOD GREEN 

FORT SASKATCHEWAN 

$599,900 



Rare find! 1793 sq ft Fully Finished Bungalow, located in quiet cul-de-sac. Huge beautifully fenced & landscaped yard & 2 teared deck. Grand entrance to fantastic great room, vaulted ceilings with cathedral windows, ceramic tile & hardwood floors. 3 sided fireplace along side eating area. Garden door to backyard. White kitchen cabinets with corner pantry & island. Built in appliances. Formal dining area & a main floor den. Master bedroom suite with garden door to private deck, vaulted ceilings, large walk-in closet & 4 piece ensuite. 2nd bedroom also has vaulted ceiling. Lower level rec. room, built in cabinets, gas fireplace, room for entertaining a place for your pool table. Wet bar & a wine room! 3rd large bedroom with walk in closet a nice size 4th bedroom. Three piece bath finishes the basement off nicely. Plenty of storage. Home has central air conditioning. 2 furnaces, large hot water tank. Double attached insulated garage. You won't be disappointed! Shows super clean! Move in ready.

MLS   E4299167


Monday, June 6, 2022

PRICED REDUCED 

$349,900 

 58 Red Canyon Way Fort Saskatchewan


Affordable 1421 sq. ft. Fully finished 2 Story. Great for 1st time buyers, investors or for a personal revenue property. Easy access to Hwy 21. Spacious front foyer with access to attached garage. Main floor den/dining area. Great room concept cozy gas fireplace with side windows. Family kitchen with large eat in island. Plenty of cabinets. Sliding patio doors to landscaped, fenced, deck backyard with shed. Upper level includes bonus room! Master bedroom suite will supports any size bedrooms set. Walk-in closet and 4 piece ensuite. Great size second bedroom. Gather your family to the lower level rec. room with second corner gas fireplace for those cool nights. Three piece bath and 3rd bedroom. Plenty of extra storage. Single attached garage finishes this home right off! Don't Hesitate, Immediate possession available!
 Call Jeff & Sandy 

Johnson

780-699-5019

click here to view

Wednesday, June 1, 2022


 Now Under Construction






Sales
Jeff Johnson
780-699-5018


For Sale

58 Red Canyon Way

Fort Saskatchewan

$359,900



Affordable 1421 sq. ft. Fully finished 2 Story. Great for 1st time buyers, investors or for a personal revenue property. Easy access to Hwy 21. Spacious front foyer with access to attached garage. Main floor den/dining area. Great room concept cozy gas fireplace with side windows. Family kitchen with large eat in island. Plenty of cabinets. Sliding patio doors to landscaped, fenced, deck backyard with shed. Upper level includes bonus room! Master bedroom suite will supports any size bedrooms set. Walk-in closet and 4 piece ensuite. Great size second bedroom. Gather your family to the lower level rec. room with second corner gas fireplace for those cool nights. Three piece bath and 3rd bedroom. Plenty of extra storage. Single attached garage finishes this home right off! Don't Hesitate, Immediate possession available!


 

Tuesday, May 31, 2022

 FOR SALE

654 Meadowview Dr, Fort Saskatchewan

The perfect Home!

click to view

Finally a Bungalow filled with your dreams! Built in 2021 everything on wish list. 1275 sq ft fully finished. Landscaped & fenced w extra storage under deck. Reserve on east side. Open main floor, vaulted ceilings, vinyl planking throughout. Exquisite floor to ceiling stone gas fireplace sets the mood. Huge island with sink, pot draws & seating. Over abundance of cabinets & counter space. Quartz countertops throughout home. Built in oven, microwave & countertop induction stove. Garden door to maintenance free deck & rails, gas BBQ. Main floor laundry. Extra bedroom/den & full bath. Master bedroom suite w coffered ceiling, side bed lights, walk-in closet. Ensuite: double glass door shower w seat, tile floor. Lower level, 9' ceilings, 2 bedrooms w walk in closets. 1 bedroom has access to the 4 piece bath! The rec room will be your time to relax with family. 2 large windows leaves this room bright & open. Central air conditioning. Heated garage w hot/cold running water and floor drain. Now time to View!

Jeff & Sandy Johnson

780-699-5019


 




SOLD

51 Hillside Terrace, Fort Saskatchewan

This could be You! 

Call 
Jeff or Sandy Johnson
780-699-5019
And Start Packing!

Monday, May 30, 2022



Sold
1 Davis St.  Fort Saskatchewan




Need your Home SOLD
Call
Jeff & Sandy Johnson
780-699-5018

 

Wednesday, May 25, 2022



58 Red Canyon Way

 Fort Saskatchewan 

$359,900



 58 Red Canyon Way. $359,900 Fantastic half duplex in South Fort. Over 1500 sq ft. Fully finished basement and upstairs Bonus room! Enter into a spacious front foyer with closet and window seat. Pass through the formal dinning room/ office space and into your open concept kitchen and living room. Kitchen features beautiful dark cabinets, island and stainless steel appliances. Curl up by the gas fireplace in the spacious living room. Patio doors lead you to the deck and yard with a 10x12 shed. Upstairs you will find two large bedrooms, 4 pce bath and a bonus room. The master features a very large walk-in closet and a 4 pce bath with a window. The basement is fully finished and includes a large family room with a corner gas fireplace that is conveniently temperature controlled with a remote. Beautiful laminate floors! Also one additional bedroom, 3 pce bath, good sized laundry room, and tons of storage space. Single attached garage finishes this home off nicely.

MLS E4287334

Sandy Johnson
780-699-5019

Tuesday, May 24, 2022

 65 Avonlea Way, Spruce Grove 




This property is move in Ready for your family! 1980 sq ft Fully Finished 2 Story. Welcoming front foyer leads you to the great room. Main floor with 9' ceilings. Cozy up by the gas fireplace. Large south facing windows with tint shields for those warm days. Family kitchen with plenty of cabinets, corner pantry & large eat in island. All appliances are included. Granite countertops. Large eating area with garden door to the deck. Yard is fenced and landscaped with garden shed. Main floor laundry room and half bath. Upper level features super large bonus room with 3 feature windows. 3 great size bedrooms & main bath. Master bedroom suite includes walk-in closet. 5 pc ensuite, double sinks, corner soaker tub & stand alone shower. Basement has large rec room with vinyl plank floors, electric fireplace & cabinets with fridge and half bath. Great for family functions. There is plenty of room if you needed that 3rd bedroom. Central Air condition. Double car garage finishes this home off perfect! Do Not hesitate!

Call Sandy for Details

780-699-5019

Saturday, March 12, 2022

#402 9995 93 AV, Fort Saskatchewan AB T8L1N5 Canada








Arguably the best condominium building in Fort Saskatchewan for Adult living. Close to shopping, swimming, golf, curling and much more. Secure building with underground parking. Welcoming front foyer into building. Social room just on the main level. Take elevator to the top 4th floor. Entering this ...

Tuesday, March 1, 2022

54 Starling WY, Fort Saskatchewan AB T8L0X1 Canada










 Brand new 2183 square foot executive two storey. Large great room with stone accented electric fireplace. The coffered ceiling dinette is large enough to handle any sized table. Huge gourmet kitchen with chefs pantry. Huge family functional mudroom. Spectacular open stair case leads to large central bonus room. Three bedrooms up. Upper level laundry. Large master with coffered ceiling 5 piece ensuite with corner jet tub. Large walk in closet. 27 x 24 garage. Located on a quiet family street. Walking distance to recreational areas. For more info. Visit our show home at 558 Meadowview Drive.

Call Jeff for Details
780-699-5018

Tuesday, February 15, 2022


 Coming Soon!!!Rare Find! 1681 sq ft Bungalow, Fully finished backing onto Fort Saskatchewan river valley! Fully renovated Executive Home. Your dream kitchen awaits with a Miele 6 burner gas stove & oversized fridge and dishwasher. Granite counter tops, cream European cabinets, overlooking sitting area. Cozy up to the stone facing floor to ceiling gas fireplace. Excessive amount of large windows giving plenty of natural light. Exquisite vaulted ceiling, featuring beams and shiplap. Master bedroom retreat will leave you relaxed while looking over your calming landscaped backyard with river valley view. 4 pc ensuite and walk in closet. Main floor laundry. Lower level features nicely designed rec room with fireplace. Large bedroom and 4 pc bath. Loads of storage. Dads dream garage awaits. 24’x26’ heated, professionally finished poxy floor and R.V parking. This home needs to be seen to appreciate. You won’t find a better location or lot size! Keep watching for it.

Tuesday, January 18, 2022


 #402  9995 93 Ave
Fort Saskatchewan

$269,900

Arguably the best condominium building in Fort Saskatchewan for Adult living. Close to shopping, swimming, golf, curling and much more. Secure building with underground parking. Welcoming front foyer into building. Social room just on the main level. Take elevator to the top 4th floor. Entering this open area suite to the Great room, large living room with picture window. Also corner gas fireplace for those cool nights. Great size dining area, and a functional kitchen you will enjoy. All appliances included. Central air conditioner. In suite laundry which does support freezer. Super spacious master bedroom suite with full ensuite and extra large walk-in closet. Second good size bedroom and second three piece bath. The condo fees include water, gas, cable, internet services, heat and more. Now to relax on your generous covered deck with natural gas hook up for your BBQ. Over looking the park. You won't be disappointed, a real must to see!

Call to View
Sandy Johnson 
780-699-5019